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Fractional CFO & Virtual CFO Services for Growing Businesses and Government Contractors

Most growing businesses don't need a full-time CFO on payroll, but they absolutely need what a great CFO delivers! At Assured Financial Services, we offer two levels of CFO engagement designed around where your business is and what it actually needs. Our Fractional CFO service brings executive-level financial strategy and leadership to your team on a part-time basis. Our Virtual CFO service provides the ongoing financial management and day-to-day operational oversight that keeps your business running with clarity and control. Whether you need a strategic partner in the boardroom or a financial operator behind the scenes, or both, we have a model built for you.

Fractional CFO Service Financial Leadership, Without the Full-Time Cost

A Fractional CFO is a senior financial executive who works with your leadership team on a part-time or project basis bringing the strategic depth of a seasoned CFO without the overhead of a six-figure hire. This is the right engagement if your business is navigating high-stakes decisions, significant growth, or financial complexity that demands executive-level thinking.

Our Fractional CFO clients typically need support with:

  • Financial Strategy & Long-Range Planning - Aligning your financial roadmap with your business goals, growth targets, and ownership objectives

  • Cash Flow Strategy & Capital Planning - Proactive oversight of liquidity, burn rate, working capital, and financing decisions

  • KPI Development & Executive Reporting - Building the metrics and dashboards your leadership team needs to make confident, data-driven decisions

  • Pricing Strategy & Contract Profitability Analysis - Particularly critical for government contractors managing cost-type, T&M, and FFP contracts

  • Mergers, Acquisitions & Ownership Transitions - CFO-level guidance through due diligence, deal structuring, and post-close integration

  • Board & Investor Reporting - Clear, credible financial narratives for stakeholders, lenders, and investors

  • Tax Strategy Coordination - Integrated planning between your financial strategy and your tax position so both are always aligned

Virtual CFO Services Financial Management & Operational Oversight

A Virtual CFO handles the ongoing financial operations of your business remotely and at a fraction of the cost of in-house staff. This engagement is built for businesses that need accurate, timely financial management and reliable oversight of day-to-day financial activity, without the overhead of a full accounting department.

Our Virtual CFO clients typically need support with:

  • Bookkeeping & Accounting Management - Accurate, timely recordkeeping that forms the foundation of every financial decision you make

  • Financial Statement Preparation & Review - Monthly or quarterly income statements, balance sheets, and cash flow statements you can actually use

  • Cash Flow Monitoring & Forecasting - Stay ahead of shortfalls, plan for growth, and never be caught off guard by what's coming

  • Accounts Payable & Receivable Oversight - Tighter controls, faster collections, and fewer surprises

  • Budgeting & Annual Financial Planning - Budgets and rolling forecasts that connect your numbers to your goals

  • 1099 and Payroll Coordination - Keeping your compliance obligations organized and on time

  • Tax Coordination - Seamless collaboration with your AFS tax team so your books and your tax strategy are always working together

Which Engagement Is Right for You?

Frequently Asked Questions

Your business has reached the point where financial decisions are too important to make without the right guidance. Whether you need a strategic Fractional CFO in your corner or a Virtual CFO managing the financial engine let's talk about what the right engagement looks like for your specific situation. Check out our FAQ’s and schedule your free 30-minute consultation.

  • The clearest way to think about it: if your biggest challenge is financial strategy i.e. where to invest, how to price, how to structure for growth, what your numbers mean for your next big decision, that's a Fractional CFO conversation. If your biggest challenge is financial operations i.e. accurate books, clean statements, cash flow visibility, accounts management, that's a Virtual CFO conversation. Many of our clients engage both, and we'll help you figure out the right fit during your initial consultation.

  • The clearest signal is when financial decisions are being made without reliable data, or when your bookkeeper or accountant can't give you forward-looking insight only a record of what already happened. For most businesses, that inflection point arrives somewhere around $3M to $5M in annual revenue. If you're pricing contracts, planning hires, or mapping growth without a financial strategy behind those moves, CFO-level support can make an immediate difference.

  • Absolutely! Many of our clients have an internal bookkeeper or office manager handling day-to-day transactions. We integrate with your existing team, provide the senior-level oversight and strategy they can't, and fill the gaps without disrupting what's already working.